Knowledge base articles

Do I need medical insurance?

If you are coming to New Zealand to visit, study or work, you should consider holding medical and comprehensive hospitalisation insurance during your stay here, as certain visa holders are not covered by the publicly funded health services.

To find out who is eligible for publicly funded health services in New Zealand, refer to the Ministry of Health website.

Ministry of Health website

Fee Paying Student Visa

Fee paying foreign students must hold acceptable insurance as a condition of their visa from the period of their enrolment until the expiry of their student visa.

An acceptable insurance policy is one which complies with the insurance requirements of the Code of Practice for the Pastoral Care of International Students and is acceptable to the student's education provider.

New Zealand schools may require you to obtain insurance before offering you a place at their institution. You should discuss details of this requirement with the school/institution you want to attend.

If medical insurance is a required for your visa application, a visa will not be issued to you unless you obtain this insurance.  

Fee Paying Student Visa

Working Holiday Visas

Most Working Holiday visa applicants must obtain medical and comprehensive hospitalisation insurance before their visa is granted. To find out if this applies to you,  refer to your country's specific requirements in the list of available schemes.

If medical insurance is a required for your visa application, a visa will not be issued to you unless you obtain this insurance.  

Working Holiday Visas